Authors Posts by Valerie Gotten

Valerie Gotten

Valerie G, editor at CANW
10760 POSTS 0 COMMENTS
Valerie G has been an editor with California Newswire for several years, is a gifted theremin player, can quote copious lines from 'Red Dwarf' and also knows where her towel is. Oddly, she does not drive, nor does she take the bus. She identifies as both human and democrat.

Currie Sowards Aguila Architects to Design Pompano Beach Bridge in Florida

DELRAY BEACH, Fla., Nov. 13, 2017 (SEND2PRESS NEWSWIRE) -- Currie Sowards Aguila Architects is proud to announce they will be designing yet another South Florida bridge. The City of Pompano Beach has tapped the Delray Beach firm to transform the Atlantic Boulevard Bridge. The architects received international acclaim for their design of the nearby Pompano Beach Pier Parking Garage. The new bridge will echo this structure's style.

Texas-based Mid America Mortgage to Purchase Assets from Two Oklahoma Lenders

ADDISON, Texas, Nov. 13, 2017 (SEND2PRESS NEWSWIRE) -- Mid America Mortgage, Inc. (Mid America) announced it has signed a letter of intent to purchase the assets of Oklahoma City-based American Southwest Mortgage Corp. and an affiliated firm, American Southwest Mortgage Funding Corp. As part of the agreement, Mid America will incorporate American Southwest's operations into Mid America's mortgage platform and secure an interest in their respective pipelines and select assets. Further, Mid America will also offer employment to loan production staff members from each organization.

Florida Attorney Brian O. Sutter Receives Client Champion Award from Martindale-Hubbell

PORT CHARLOTTE, Fla., Nov. 10, 2017 (SEND2PRESS NEWSWIRE) -- Attorney Brian O. Sutter of Southwest Florida-based All Injuries Law Firm, has been named a 2017 Silver "Client Champion." Attorneys who have been recognized as a Client Champion, are chosen for maintaining the highest degree of client satisfaction.
MCT Trading

MCT Trading Announces Complimentary Webinar Addressing Changes to FINRA ‘Mark to Market’ Rule

SAN DIEGO, Calif. /California Newswire/ -- Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing software firm, announced that it will be holding a complimentary educational webinar discussing many important changes to the Financial Industry Regulatory Authority (FINRA) Mark to Market Rule. The webinar, hosted by the Community Mortgage Lenders of America (CMLA), will guide lenders through all of the mandated rule changes in advance of the required implementation date of June 25, 2018.
UTELOGY Corporation

Utelogy Corp Announces Hiring of Mr. Luc Rivetti as Inside Solutions Sales Consultant

LOS ANGELES, Calif. /California Newswire/ -- Utelogy Corporation, creator of software for control and management of audiovisual systems for business and education, responds to growth with another new hire, most recently adding an inside solutions sales consultant.
The Mortgage Collaborative

The Mortgage Collaborative Welcomes FirstBank Mortgage as the First Reverse Lender to Preferred Partner Network

SAN DIEGO, Calif. /California Newswire/ -- The Mortgage Collaborative, the nation's only independent mortgage cooperative, announced a new partnership with reverse mortgage lender FirstBank Mortgage. The new relationship with FirstBank Mortgage's Senior Lending Division, adds the first lender specializing in reverse mortgage lending to The Mortgage Collaborative's preferred partner network.

RingBoost Expands Its Class-Leading Vanity and Custom Phone Number Offerings

PLEASANTVILLE, N.Y., Nov. 9, 2017 (SEND2PRESS NEWSWIRE) -- RingBoost, a premier provider of toll free and local vanity and custom phone numbers, today announced that it had significantly expanded its premium telecom offerings. Custom phone numbers are recognized increasingly as a key marketing tool for business, and the expanded features will help business owners to use their numbers even more effectively.

RoweBots Debuts New Medical and Healthcare RTOS at MEDICA Trade Fair in Germany

DUSSELDORF, Germany, Nov. 9, 2017 (SEND2PRESS NEWSWIRE) -- Today at Medica, the world's largest medical event, RoweBots, an embedded software company, announces the immediate availability of Unison MedicalOS, a real-time operating system (RTOS) for medical applications and wearable devices.

Dallas’ 11th Annual Feast of Sharing Features Emerald City Band Nov. 9

DALLAS, Texas, Nov. 9, 2017 (SEND2PRESS NEWSWIRE) -- Emerald City Band will be performing at the Annual Feast of Sharing today in the Centennial Building at Fair Park (1300 Robert B Cullum Blvd, Dallas, Texas). This free holiday meal for the less fortunate in Dallas is open to people of all ages and is served by volunteers "restaurant style."

Iowa Governor Kim Reynolds Scheduled to Honor US Veterans at Clarke County Freedom Rock Dedication

MURRAY, Iowa, Nov. 8, 2017 (SEND2PRESS NEWSWIRE) -- Clarke County, Iowa's favorite daughter, Governor Kim Reynolds will join hundreds of community members, leaders and veterans in a ceremonial dedication of Clarke County's Freedom Rock. On Saturday, November 11, from 11 a.m. to 12 p.m., the latest installment by Freedom Rock painter, Ray "Bubba" Sorensen, will be the site of a Veteran's Day celebration and dedication. Those in attendance will hear from Governor Reynolds, along with local leadership, military officials, and community members from throughout south-central Iowa.

New EaseUS MobiSaver for Android App v2.5 Now Available in Google Play Store

NEW YORK, N.Y., Nov. 8, 2017 (SEND2PRESS NEWSWIRE) -- EaseUS has just released the new 2.5 version of EaseUS MobiSaver for Android app in Google Play store on early November. The new version Android data recovery app helps to restore deleted photos, videos, contacts, call logs, SMS and WhatsApp messages quickly from internal memory and external SD card of Android phones or tablets.

Guaranteed Rate Selects ARMCO ACES Audit Technology

POMPANO BEACH, Fla., Nov. 8, 2017 (SEND2PRESS NEWSWIRE) -- ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software, has announced that Guaranteed Rate, one of the largest retail mortgage lenders in the nation, has selected the company's award-winning quality control and compliance software, ACES Audit Technology, for its quality control processes.
MCT Trading

Mortgage Capital Trading Integrates its MCTlive! with Fannie Mae’s Pricing & Execution Whole Loan Application

SAN DIEGO, Calif. /California Newswire/ -- Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing software firm, announced the release of new online functionality that automates the process of product selection and delivery of loan commitments directly to Fannie Mae for MCT's lender clients. The new solution, which was developed as part of MCT's ongoing technology collaboration with Fannie Mae, is called Rapid Commit(TM) and resides within MCT's award-winning secondary marketing platform, MCTlive!(TM).
iMobie Updates AnyTrans with Air Backup

iMobie Updates AnyTrans with Air Backup for Secure Wireless iPhone Backups Anywhere

LOS ANGELES, Calif. /California Newswire/ -- iMobie, a leading software developer, today announced the new upgrade of their flagship product AnyTrans with an intelligent Air Backup - automatically back up iOS devices via SSL-secured Wi-Fi in the fastest and easiest way, available for both Windows and Mac. Superior to iTunes and iCloud backup, the newly-introduced Air Backup manager backs-up the most types of iOS data, even for synced audios, videos and photos.
ReverseVision

ReverseVision Partners with Premier Reverse Closings to Streamline Title Ordering for HECM Mortgages

SAN DIEGO, Calif. /California Newswire/ -- ReverseVision, the leading provider of technology and training for the Home Equity Conversion Mortgage (HECM) industry, has forged a partnership with Premier Reverse Closings (PRC), a title and settlement firm specializing in reverse mortgage closings. A new integration between the companies' software allows users of ReverseVision's flagship RV Exchange (RVX) loan origination system (LOS) to order title services from PRC without ever leaving the RVX system.

Mahle Cool Air Owners Denny and Debbie Mahle Volunteer At The 2nd Annual Florida Venice Beach Party

VENICE, Fla., Nov. 6, 2017 (SEND2PRESS NEWSWIRE) -- The owners of full service HVAC company Mahle Cool Air, Denny and Debbie Mahle, have volunteered during the 2nd Annual Venice Beach Party. Held on Venice Island at the public beach located at 101 The Esplanade South, the second annual Beach Party, was in part celebrating the 90th birthday of the city of Venice.

Mortgage Bankers Assoc. Honors Denver’s Altavera Mortgage Services with Residential Leadership Award for Diversity and Inclusion

DENVER, Colo., Nov. 6, 2017 (SEND2PRESS NEWSWIRE) -- Altavera Mortgage Services (Altavera), a Computershare company and leading provider of outsourced residential mortgage origination services, today announced that the Mortgage Bankers Association (MBA) has honored Altavera with its Residential Leadership Award for Organizational Diversity and Inclusion.

Artist Zepet Releases New Indie-Pop Acoustic EP ‘Zepet’

NEW YORK, N.Y., Nov. 6, 2017 (SEND2PRESS NEWSWIRE) -- Pop rock artist Zepet recently announced the release of his new EP "Zepet" on November 1, 2017. The album features four distinctive tracks that will definitely stir up troubling emotions inside of listeners.

Florida Attorneys Bernard Walsh & David Goldman Supported The 2017 Sarasota Pride Festival

SARASOTA, Fla., Nov. 6, 2017 (SEND2PRESS NEWSWIRE) -- Attorney Bernard Walsh, Attorney David Goldman, and members of the civil trial law firm Shapiro Goldman Babboni Fernandez & Walsh have sponsored and attended Sarasota Pride Fest.

SimpleNexus Adds AccountChek from FormFree to Its Mobile Mortgage App

ATHENS, Ga., Nov. 6, 2017 (SEND2PRESS NEWSWIRE) -- FormFree(R) today announced it has entered a partnership with SimpleNexus, a leader in bringing the home mortgage process to mobile devices. The integration of the two companies' technologies will make FormFree's AccountChek(R) automated verification service for asset, employment and income a seamless part of the loan application experience for borrowers applying for a loan using SimpleNexus' mobile technology.

Sokal Media Group Signs Vehicles Direct in North Charleston S.C.

RALEIGH, N.C., Nov. 6, 2017 (SEND2PRESS NEWSWIRE) -- Sokal Media Group announced that they are now the agency of record for Vehicles Direct in North Charleston. Starting in November, 2017, Sokal Media Group will launch a new website for the dealership, create new advertising campaigns, and assist in many other areas of dealership business.

Mike Klaschka of EPIC to Present on Financial Risk at Nov. 7 DC Alternative Investment Consortium Event

WASHINGTON, D.C. and SAN FRANCISCO, Calif., Nov. 6, 2017 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Managing Principal Mike Klaschka will present at the DC Alternative Investment Consortium (DC-AIC) on Tues., Nov. 7 at 4:30 p.m. at The Army and Navy Club in Washington, D.C.
Click n' Close and NASCAR

Mid America Mortgage Launches Click n’ Close, Partners with NASCAR, Richard Petty Motorsports

DAYTONA BEACH, Fla., Nov. 3, 2017 (SEND2PRESS NEWSWIRE) -- Click n' Close(TM), a division of Mid America Mortgage, Inc., has entered into official partnership agreements with the sanctioning body, NASCAR, and one of the most iconic race teams in the sport, Richard Petty Motorsports. The collaborations designate Click n' Close as the "Official Mortgage Provider of NASCAR(R)" in addition to becoming a partner of Richard Petty Motorsports.
Grown Man Baby Steps CD

Stand-Up Comedy CD by Comedian Ty Barnett, ‘Grown Man…Baby Steps’ released by Uproar

LOS ANGELES, Calif. /California Newswire/ -- Uproar Entertainment is excited to announce the release of "GROWN MAN...BABY STEPS" by TY BARNETT. Recorded live at The Comedy Underground in Seattle, Wash. "GROWN MAN...BABY STEPS" is a unique opportunity to hang out with the hilarious and incredibly talented TY BARNETT.

ScriptDrop and Albertsons Hurricane Relief Efforts To Be Covered on ‘The Success Files’ TV Show Hosted by Rob Lowe

COLUMBUS, Ohio, Nov. 2, 2017 (SEND2PRESS NEWSWIRE) -- ScriptDrop, a healthcare technology company providing medication reminders and deliveries while fighting prescription abandonment and abuse, today announced that it will be featured on "The Success Files" hosted by Rob Lowe, airing on MSNBC and PBS in 2018.

Michael Nischan of EPIC to Present on Risks for Motor Carriers at GMTA Leadership Conference in Atlanta

ATLANTA, Ga. -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Transportation & Logistics Risk Control Vice President Michael Nischan will present at Georgia Motor Trucking Association's Leadership Conference on Wed., Nov. 8 at 4 p.m. at the Hilton Atlanta/Marietta Hotel and Conference Center in Marietta, Ga.

Dallas Parties! Emerald City Band’s New Year’s Eve Party Moves to Hilton Anatole

DALLAS, Texas, Nov. 1, 2017 (SEND2PRESS NEWSWIRE) -- Emerald City Band's New Year's Eve Party in Dallas - "ECNYE Rock the '18" - will be held at a new location this year: the Hilton Anatole, a 4-star hotel located at 2201 N. Stemmons Freeway in Dallas' Market Center and Design District, 5 minutes from Uptown and Downtown Dallas. The previous five ECNYE events took place at the Hotel InterContinental in Addison.

Florida Attorneys David Goldman, Bernard Walsh & Stephan Fernandez Attend FJA’s Masters Of Justice Conference

SARASOTA, Fla., Nov. 1, 2017 (SEND2PRESS NEWSWIRE) -- The October Florida Justice Association's Masters Of Justice conference was attended by several partners from the personal injury law firm Shapiro Goldman Babboni Fernandez & Walsh. Held at the Ritz Carlton in downtown Sarasota the conference featured dozens of seminars on a wide variety of civil trial law topics.

Gesundheit! Facial Tissue for Kids – The Good Health Experience Made in the USA

MIAMI, Fla., Nov. 1, 2017 (SEND2PRESS NEWSWIRE) -- Every sneeze, big or small deserves a vehement "Gesundheit!" The word Gesundheit is German and is used to wish Good Health, especially after someone sneezes. A Good Health Company, Inc. is excited to introduce their new and first product "Gesundheit!" facial tissue, along with its slogan "The Good Health Experience."

Newly Launched Thread.Legal is the Missing piece of Microsoft Office 365 for Lawyers

DUBLIN, Ireland and CHARLOTTE, N.C., Nov. 1, 2017 (SEND2PRESS NEWSWIRE) -- If you are a law firm using Microsoft Office 365 and need something extra to complete your document and case management, then Thread is for you. Built in Microsoft Office 365, it gives you a practice management solution with software you already know. Thread is the latest case management software from eXpd8 Ltd, harnessing 30 years' legal IT industry experience and specifically designed for lawyers and paralegals.

Massachusetts Author Glenn Koenig celebrates release of his memoir, ‘A Man Wearing a Dress’

ARLINGTON, Mass., Oct. 30, 2017 (SEND2PRESS NEWSWIRE) -- After three years of work, first time author Glenn Koenig is celebrating the publication of his first book, "A Man Wearing a Dress" (ISBN: 978-0998583303) now available from publisher Message Rain. He plans to host a book release party on Tuesday, Nov. 14 from 7 to 9 p.m., at the Robbins Library, 700 Mass. Ave., in Arlington center.
Residual Growth Expert

ISO Marketing Firm, Residual Growth Expert Names November 2017 as ‘Say No to Attrition Month’

WESTLAKE VILLAGE, Calif. /California Newswire/ -- Residual Growth Expert, a leading ISO business advisory firm, today announced that they are naming November as Say No to Attrition month. Attrition is a major problem for many banks, ISOs and credit card processing companies because rates traditionally go up during the holiday season. By turning their efforts toward retaining their current list of clients during this time of the year, ISOs and other credit card processing companies can combat this trend and enjoy greater financial stability.

Supreme Lending’s Trey Horton Supports Alabama Communities Through Charitable Contributions

BIRMINGHAM, Ala., Oct. 31, 2017 (SEND2PRESS NEWSWIRE) -- Trey Horton (NMLS # 208824), a loan officer with Supreme Lending's Birmingham, Alabama branch, is using his knowledge and experience with purchase mortgage loan products including renovation home loans, to help rebuild communities in Alabama. Horton, who is a board member with Grace Klein Community, a nonprofit organization that focuses on providing relief to the poor, the distressed and the underprivileged, has volunteered for the organization for over three years.
Unalp CPA Group

Unalp CPA Group Offers Free Whitepaper Comparing Xero, QuickBooks, and Sage Intacct Accounting Software

WALNUT CREEK, Calif. /California Newswire/ -- Unalp CPA Group, Inc. announced today the availability of a white paper comparing popular accounting software solutions Xero, QuickBooks, and Sage Intacct. The 21-page document "Comparing Xero, QuickBooks, and Sage Intacct" is free of charge.
iMobie AnyTrans 2017

iMobie Scares Up its Biggest Halloween 2017 Sale Promotion: Buy AnyTrans and Get PhoneRescue FREE

LOS ANGELES, Calif. /California Newswire/ -- To celebrate the release of iPhone X and Halloween, iMobie Inc., a leading software developer, rolls out the biggest sale promotion: buy the ultimate iPhone manager AnyTrans, get iOS data recovery PhoneRescue for FREE. On this Halloween, iMobie prepared AnyTrans to help iOS users take full control of the new iPhone X effortlessly.

At 14, Married Off to an Ex-Convict: What Child Bride Survivor Trevicia Williams Did With Her Story

DALLAS, Texas, Oct. 31, 2017 (SEND2PRESS NEWSWIRE) -- Texas ranks number 2 with the highest number of child marriages. Child bride survivor, Trevicia Williams, helped lawmakers outlaw forced marriages in Texas and step in the direction of ending child marriages when she courageously became the face of the problem as she shared her jaw dropping testimony, and, on June 1, bolstered her advocacy work by writing a heartfelt letter to Governor Greg Abbott urging him to sign SB 1705.
EPIC and WBN

EPIC Attends Worldwide Broker Network Global Conference, Hosts WBN 2018 Spring Conference in Texas

HOUSTON, Texas and PARIS, France, Oct. 26, 2017 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that it is attending the 57th Worldwide Broker Network (WBN) Global Conference on Oct. 25-28, 2017 in Paris, France.

Frenkel and Company acquired by EPIC Insurance Brokers & Consultants

NEW YORK, N.Y. (SEND2PRESS NEWSWIRE) -- Frenkel & Company, one of the nation's most respected full-service independent insurance brokers and EPIC Insurance Brokers & Consultants, a unique and innovative national retail insurance brokerage and employee benefits consulting firm, announced today that they have joined forces.
Mortgage Coach

Mortgage Coach to Integrate Platform with Tavant Digital Lending Platform for an End-To-End Seamless Experience

IRVINE, Calif. /California Newswire/ -- Mortgage Coach, a software as service technology provider of the industry leading Total Cost Analysis, today announced an integration between the Mortgage Coach platform and Tavant FinXperience - Retail platform. This integration creates a seamless connection between the two technologies, enabling the direct, automatic transfer of data and information for mutual customers of FinXperience - Retail and Mortgage Coach.
Android Assistant for Mac 3.0

Coolmuster Studio announces its new Android Assistant for Mac 3.0

LOS ANGELES, Calif. /California Newswire/ -- Coolmuster Studio today announces that its top-seller and world-renowned product, Android Assistant for Mac, has taken a great leap forward in contacts and SMS management. With an all-new UI and interface design, it now has the ability to help users backup contacts, messages, media files, apps, etc. to Mac; add, delete or edit existing data on Mac and more.

In Ohio, Keystone Homes Pledges $100,000 Towards the Construction of New Tipp City Stadium

TIPP CITY, Ohio, Oct. 25, 2017 (SEND2PRESS NEWSWIRE) -- The Tipp Pride Association Board of Directors announced today that the organization has received a $100,000 sponsorship from Keystone Homes of Troy, Ohio for the construction of Tipp City's new community stadium. The generous gift will lead ongoing fundraising to support stadium construction.
Angela LoBue and Alejandro Martinez

Coalition for Responsible Community Development (CRCD) Expands its Executive Leadership Team

LOS ANGELES, Calif. /California Newswire/ -- The Coalition for Responsible Community Development (CRCD), a South LA based non-profit serving the community through youth, workforce and economic development initiatives, is proud to announce the addition of two members to their executive leadership team, Chief Operating Officer Angela LoBue and Chief Real Estate and Economic Development Officer Alejandro Martinez. The increase in senior staff will allow CRCD to develop new programs and initiatives while expanding their footprint.
Jim Park, CEO of The Mortgage Collaborative

The Mortgage Collaborative Notches 20% Growth in its Lender Membership since 2017-Q1

SAN DIEGO, Calif. /California Newswire/ -- The Mortgage Collaborative, the nation's only independent mortgage cooperative, today announced that they have reached another milestone, adding 20 new lender members since their August summer conference in Nashville. This brings the Collaborative's membership total to 120 and an annual aggregate origination volume of $210 Billion.
California IVF Sacramento

California IVF Fertility Center opens new Sacramento fertility center with updated tech to support next generation of fertility treatments

SACRAMENTO, Calif. /California Newswire/ -- California IVF Fertility Center opens a new fertility center with updated technology to support the next generation of fertility treatments. The practices in Sacramento, on Auburn Boulevard, and Davis, California have been consolidated into a single location to better serve patients. The new facility will allow the infertility specialists of California IVF to expand on their excellent rates of success.

CPA Rocky Davidson is First to Receive AICPA Client Accounting Advisory Services Certification

MACON, Ga., Oct. 24, 2017 (SEND2PRESS NEWSWIRE) -- Qbix Accounting Solutions announced today that Rocky Davidson is the first professional to complete and receive certification from the AICPA in Client Accounting Advisory Services. Qbix Accounting Solutions provides client accounting advisory services to nonprofit organizations, often referred to as outsourced accounting services.
California IVF Sacramento

In Sacramento, the California Conceptions Donor Embryo Program Offers Genetic Screening of Embryos at New Location

SACRAMENTO, Calif., Oct. 23, 2017 (SEND2PRESS NEWSWIRE) -- California IVF Fertility Center opens a new fertility center with updated technology to support the next generation of fertility treatments. The new facility offers physical improvements to the laboratory air quality and laboratory work-flow. California Conceptions Donor Embryo Program has enjoyed excellent success since 2010.

ARMCO Launches ACES Automated Document Manager Using Robotic Process Automation to Help Lenders Lower Gross Defects

POMPANO BEACH, Fla., Oct. 23, 2017 (SEND2PRESS NEWSWIRE) -- ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software, has announced that it has launched ACES Automated Document Manager (ADM), a new technology that uses robotic process automation to automate the core activities lenders undertake to reduce gross loan defects. ARMCO will be demonstrating ADM, which is available through ARMCO's ACES Audit Technology(TM) and as a stand-alone product, by appointment at MBA's Annual Convention and Expo 2017 in Denver, Colorado.

TeDan Surgical’s Phantom XL3 Lateral Access System Redefines Standard of Care in Spine Surgery

SUGAR LAND, Texas, Oct. 23, 2017 (SEND2PRESS NEWSWIRE) -- TeDan Surgical Innovations (TSI) today announced the launch of the Phantom XL3(TM) Lateral Access System for lumbar spine surgical retraction. A full product release will be held later this month at the North American Spine Society Meeting (NASS) in Orlando from October 25 to 27.

FormFree Delivers Combined Income, Asset and Employment Report for Fannie Mae’s Single Source Validation Pilot Program

ATHENS, Ga., Oct. 23, 2017 (SEND2PRESS NEWSWIRE) -- FormFree(R) today announced that it has entered into a pilot with Fannie Mae that could allow mortgage lenders to validate borrower income, asset and employment data through a single report as early as 2018.
RoweBots

RoweBots Announces UnisonOS RTOS Support for ARM Platform Security Architecture

SANTA CLARA, Calif. /California Newswire/ -- Today, RoweBots, a leading embedded software company, announced its support of Platform Security Architecture (PSA) from Arm, and Arm(R) TrustZone(R) technology, which enable system-wide security. Unison RTOS comes with several packaging options to support various application areas including wearables, instrumentation, vehicles, home automation, industrial automation, and others.

FEATURED STORIES