Tag: Mortgage
ACES Q1 2025 Mortgage QC Industry Trends Report reveals early signs of loan quality risk amidst mounting market pressures | National...
DENVER, Colo. /California Newswire - National News/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the release of its quarterly ACES Mortgage QC Industry Trends Report covering the first quarter (Q1) of 2025. The latest report analyzes post-closing quality control data derived from ACES Quality Management & Control® software.
Optimal Blue to Host Its 2026 Summit February 23-25 in Scottsdale | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today announced it will host its 2026 Optimal Blue Summit from February 23-25 at the Talking Stick Resort and Conference Center in Scottsdale, Arizona. Building on the success of its inaugural event, the 2026 Summit will bring together the company's clients and integration partners, along with thought leaders and experts from across the mortgage industry, for three days of insights, connection and strategy.
Floify named NMP Originator Choice winner for 2025 | National News
BOULDER, Colo. /California Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced it has been named as an NMP Originator Choice Winner for 2025, achieving silver in its category.
Optimal Blue’s New Brand Reflects Its Modern Technology and Proven Expertise and Leadership | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today launched a new brand that emphasizes the company's market leadership in delivering modern innovation backed by decades of proven, trusted performance. "Optimal Blue is operating in an era defined by accuracy, scale, speed and artificial intelligence - and our new brand embodies that," said Joe Tyrrell, CEO of Optimal Blue.
Informative Research Enhances its Mortgage Prequalification Insight with The Work Number Indicator from Equifax
GARDEN GROVE, Calif. /California Newswire/ -- Informative Research, a premier technology provider delivering data-driven credit and verification solutions to the lending community, today announced the addition of The Work Number® Report Indicator from Equifax to its integrated suite of mortgage credit and verification tools.
Optimal Blue Fully Automates Best Efforts Locking Directly with Investors | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today announced a new capability in its industry-leading product, pricing and eligibility (PPE) engine that fully automates the process for a lock desk user to execute best efforts locks directly with participating investors via API. By eliminating the last remaining manual step in the locking life cycle, Optimal Blue is delivering innovations and enhancements that will help significantly increase a lender's efficiency and profitability.
Friday Harbor adds Chris Simms, Gregory Buehler to leadership team to accelerate AI-powered mortgage origination | National News
SEATTLE, Wash. /California Newswire - National News/ -- Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, announced two strategic hires today: Chris Simms has joined as head of strategic partnerships, and Gregory Buehler has joined as founding product manager. They bring over 35 years of combined experience in mortgage lending, product strategy and technology innovation.
Friday Harbor launches open APIs to give mortgage lenders and vendors more integration flexibility | National News
SEATTLE, Wash. /California Newswire - National News/ -- Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the availability of open APIs, giving lenders and vendors a new level of flexibility in how they integrate Friday Harbor into their mortgage tech stack.
Down Payment Resource announces strategic partnership with FirstHome IQ to expand access to homebuyer assistance programs | National News
ATLANTA, Ga. /California Newswire - National News/ -- Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, today announced a strategic partnership with FirstHome IQ, a nonprofit empowering the next generation of homeowners through modern, accessible financial education and tools for industry partners.
Floify’s head of product Sydney Barber receives 2025 Mortgage Star Award | National News
BOULDER, Colo. /California Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced that Sydney Barber, head of product, has received a 2025 Mortgage Star Award. The Mortgage Star awards honor exceptional women in the mortgage and housing finance industry who demonstrate leadership, innovation and a commitment to advancing the profession.
ACES Quality Management strengthens executive team with key promotions in compliance leadership | National News
DENVER, Colo. /California Newswire - National News/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the promotion of two internal compliance leaders: Amanda Phillips to general counsel and executive vice president of compliance, and Savannah Prout to associate vice president of compliance.
FirstClose’s SVP of HR Katie Smith named 2025 HousingWire Woman of Influence | National News
AUSTIN, Texas /California Newswire - National News/ -- FirstClose™, Inc., a leading fintech provider of data and workflow solutions for mortgage and home equity lenders nationwide, announced its Senior Vice President of Human Resources Katie Smith has been named a 2025 HousingWire Woman of Influence. The national award recognizes her exceptional leadership, commitment to company culture and impact on the fintech and mortgage lending industry.
Floify’s Sofia Rossato named to Progress in Lending’s 2025 most powerful women in fintech list | National News
BOULDER, Colo. /California Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced that its president and general manager, Sofia Rossato, has received the 2025 Most Powerful Women in FinTech award from Progress in Lending (PIL). The PIL award is a prestigious, annual recognition celebrating professionals who are innovating, optimizing processes and shaping the future of mortgage finance and broader financial services.
Optimal Blue Releases May Data Findings, Announces Expansion of Monthly Report for More Comprehensive Lender Profitability Insights | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today released the May 2025 edition of its now-expanded Market Advantage mortgage data report, which features newly added borrower profile and capital market datasets for a more comprehensive picture of early-stage mortgage activity and loan profitability. The enhancements come at a critical time for mortgage lenders navigating heightened interest rates, tighter margins, increased volatility and deepening affordability challenges.
Cloudvirga honored with PROGRESS in Lending’s 2025 Connections Award | National News
IRVINE, Calif. /California Newswire - National News/ -- Cloudvirga, a leading provider of digital mortgage point-of-sale platforms, today announced it has been named a recipient of PROGRESS in Lending's 2025 Connections Award. The award honors strategic partnerships and integrations that are reshaping the mortgage industry by advancing efficiency, innovation, and collaboration.
Optimal Blue Launches New Lead Generation Tool for Originators | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today announced a new product that helps originators efficiently track and identify refinance opportunities so they can reengage borrowers with eligible refinance options at the right time. Available to Optimal Blue PPE users, Capture for Originators dramatically reduces the manual effort loan officers currently spend evaluating refinance potential by automatically analyzing entire portfolios each month and putting recapture opportunities directly into originators' hands.
ACES Quality Management Champions Commitment to Lending Excellence at ACES ENGAGE 2025 | National News
DENVER, Colo. /California Newswire - National News/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced official launch of its "I Stand for Quality" movement during its annual ACES ENGAGE conference, held May 18-20, 2025 at The Broadmoor Hotel in Colorado Springs.
Courtney Dodd of Floify named to HousingWire’s 2025 Marketing Leaders list for a second year in a row | National News
BOULDER, Colo. /California Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced that Courtney Dodd, head of marketing, has been named to HousingWire's prestigious Marketing Leaders list for 2025. She was also a 2024 Marketing Leaders recipient. The Marketing Leaders award honors the outstanding accomplishments of mortgage and real estate marketing executives who are the visionaries behind the strategies, campaigns and branding efforts that push the industry forward.
Click n’ Close Appoints Mortgage Wholesale Veteran Tony Catanese as Regional Sales Manager to Lead East Coast Expansion | National News
ADDISON, Texas /California Newswire - National News/ -- Click n' Close, a multi-state mortgage lender and innovator in third-party origination (TPO), announced Thursday that Tony Catanese has joined the company as regional sales manager. In this role, Catanese will lead the company's wholesale and non-delegated expansion across the East Coast, focusing on building and developing a high-performing sales team.
Argyle launches new integration, bringing real-time income and employment verification to Byte LOS customers | National News
NEW YORK CITY, N.Y. /California Newswire - National News/ -- Argyle, a platform providing automated income and employment verifications for some of the largest lenders in the United States, today announced a new integration with Byte Software's loan origination system (LOS). The integration enables lenders to access Argyle's real-time verification of income and employment (VOIE) services directly within the Byte platform, ensuring verification happens when and where it's needed to improve loan quality and keep loans moving forward.
Optimal Blue Releases Executive-Level AI Insights Tool, Ask Obi, to Clients | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today announced that Ask Obi, an AI-powered assistant designed to help mortgage lending executives extract real-time insights from across Optimal Blue's capital markets platform, is now generally available to all PPE clients. Introduced at the company's inaugural user conference in February and refined through beta testing with select clients, Ask Obi provides executives with fast answers to complex profitability questions at no additional cost.
Informative Research Integrates AccountChek® with Halcyon to Automate Income Validation | National News
GARDEN GROVE, Calif. /California Newswire - National News/ -- Informative Research, a premier technology provider delivering data-driven credit and verification solutions to the lending community, today announced a strategic integration with Halcyon, a fintech innovator revolutionizing income verification through real-time access to IRS tax transcript data. This integration delivers verification of employment and income (VOE/I) reports-including payroll and paystub data-directly into Halcyon's income calculator, enabling faster, more automated income assessments.
Argyle debuts integration with Encompass Consumer Connect, upgrades existing integration with Encompass from ICE Mortgage Technology | National News
NEW YORK CITY, N.Y. /California Newswire - National News/ -- Argyle, a service provider automating income and employment verifications for some of the largest lenders in the United States, today announced the debut of its integration with Encompass® Consumer Connect™, a digital mortgage point-of-sale solution from ICE Mortgage Technology®, part of Intercontinental Exchange (NYSE: ICE). In addition, Argyle announced the release of significant upgrades to its existing integration with ICE Mortgage Technology's flagship Encompass® loan origination system.
Argyle integrates with Tidalwave to deliver embedded, real-time verification of income and employment | National News
NEW YORK CITY, N.Y. /California Newswire - National News/ -- Argyle, a service provider automating income and employment verifications for some of the largest lenders in the United States, today announced its integration with Tidalwave, an agentic AI mortgage point-of-sale (POS) platform. The integration embeds Argyle's verification of income and employment (VOIE) solution directly into Tidalwave's borrower workflow, eliminating manual steps and accelerating loan origination as lenders prepare for a more active housing market.
Optimal Blue Brings AI-Powered Originator Assistant to Market, Helping Originators Present Best Possible Loan Options to Borrowers | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today announced the general availability of Originator Assistant, a powerful addition to the Optimal Blue PPE. Leveraging generative AI, Originator Assistant eliminates human bias in the loan structuring process and helps originators identify all options for a borrower, providing more ways to help consumers realize the American dream of homeownership.
Cloudvirga launches Tropos, a modern borrower portal built for the future of digital lending | National News
IRVINE, Calif. /California Newswire - National News/ -- Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced the launch of Tropos, a next-generation borrower portal that will empower lenders to deliver personalized, intuitive digital experiences from initial application through clear-to-close. Designed with the flexibility to support a variety of consumer lending products, Tropos enhances Cloudvirga's POS ecosystem with a modular, customer-first solution that helps lenders drive engagement, reduce time to close and establish lasting borrower relationships.
Envoy Mortgage expands down payment assistance reach with Down Payment Resource partnership after successful pilot | National News
ATLANTA, Ga. /California Newswire - National News/ -- Down Payment Resource (DPR), the housing industry's leading provider of technology that connects homebuyers with homebuyer assistance programs, today announced that Envoy Mortgage (Envoy) will implement DPR's suite of software tools across its national footprint. The move follows a successful pilot and reflects Envoy's commitment to expanding down payment assistance (DPA) offerings while maintaining operational efficiency and reducing repurchase risk.
43 new assistance programs were added during the first quarter of 2025, expanding support for more homebuyers | National News
ATLANTA, Ga. /California Newswire - National News/ -- Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q1 2025 Homeownership Program Index (HPI) report. The report saw the number of entities offering homebuyer assistance programs increase by 55 year-over-year (YoY). The number of programs increased by 43 during the first quarter, bringing the total number of available programs to 2,509.
Cooler Interest Rates Heat Up Refinances and Spark Early Signs of Purchase Demand | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today released its March 2025 Market Advantage mortgage data report, showing a 24% surge in rate lock volume as early spring buyers returned to the market and homeowners jumped at the chance to refinance into lower rates. While still down 2% on a year-over-year (YoY) basis, purchase volumes were up 21% month-over-month (MoM). Rate-and-term and cash-out refinances jumped 52% and 20% MoM, respectively, together representing 25% of all lock activity.
Cloudvirga’s Aaron Heidorn honored as a HousingWire Rising Star | National News
IRVINE, Calif. /California Newswire - National News/ -- Cloudvirga, a leading provider of digital mortgage point-of-sale platforms, today announced that Aaron Heidorn, director of software engineering and infrastructure, has been named a 2025 HousingWire Rising Star. The annual award recognizes young professionals who are driving innovation and growth in the housing economy and shaping the future of mortgage and real estate technology.
Dovenmuehle Receives New Subordinate Lien Servicer Ranking, Maintains Above Average Primary Servicer Ranking from S&P Global Ratings | National News
LAKE ZURICH, Ill. /California Newswire - National News/ -- Dovenmuehle Mortgage, Inc. (Dovenmuehle), a leading mortgage subservicing company, today announced that S&P Global Ratings has assigned the company an Above Average ranking as a residential mortgage loan subordinate lien servicer, in addition to reaffirming its Above Average ranking as a residential mortgage loan primary servicer with a stable outlook.
Argyle’s Daniel Esquibel recognized as a HousingWire Rising Star | National News
NEW YORK CITY, N.Y. /California Newswire - National News/ -- Argyle, a service provider automating income and employment verifications for some of the largest lenders in the United States, today announced that Daniel Esquibel, head of partner sales, has been named a 2025 HousingWire Rising Star. The award recognizes emerging real estate and mortgage industry leaders who are shaping the future through their contributions and leadership.
Floify’s Maggie Zielinski Swanson named to HousingWire’s 2025 Rising Stars list | National News
BOULDER, Colo. /California Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced that Enterprise Account Executive/Sales Engineer Maggie Zielinski Swanson has been named to HousingWire's prestigious Rising Stars list for 2025. Swanson, 29, joined Floify in 2021 as a skilled sales professional and has quickly become an indispensable force in the company's collaborative culture and growth.
Optimal Blue’s Shawn Chandwani Named to HousingWire’s 2025 Rising Star List | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today announced that Senior Software Engineering Manager Shawn Chandwani, 34, has been named among HousingWire's Rising Stars. The annual list celebrates young professionals who shoulder significant leadership responsibilities and contribute to the broader industry and business landscape, establishing themselves as influential figures and leaders for tomorrow.
Janet Pitney of Click n’ Close Honored with 2025 HousingWire Rising Stars Award | National News
ADDISON, Texas /California Newswire - National News/ -- Click n' Close (CNC), a multi-state mortgage lender, today announced that Project Manager Janet Pitney has been honored with a place among the 2025 HousingWire Rising Stars. The award honors young real estate and mortgage professionals making impressive career moves while driving growth for their companies and the industry. Pitney is recognized for her outstanding leadership and innovation in technology and operations.
ACES Quality Management’s Josh Reed Honored as 2025 Rising Star by HousingWire Magazine | National News
DENVER, Colo. /California Newswire - National News/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the mortgage industry, today announced its Principal Application Architect Josh Reed has been honored among the 2025 HousingWire Rising Stars, which recognizes mortgage and real estate professionals under 40 who have made impactful career decisions driving growth in the industry and at their companies. Reed has been honored as a Rising Star for his outstanding contributions to innovation, efficiency, and compliance in the mortgage industry.
Informative Research Data Solutions’ Jooyoung Jung recognized as a 2025 HousingWire Rising Stars Honoree | National News
GARDEN GROVE, Calif. /California Newswire - National News/ -- Informative Research Data Solutions, a division of Informative Research and leading provider of data-powered borrower intelligence and analytics tools for the financial services industry, today announced its Data Solutions Team Lead Jooyoung Jung has been recognized as a 2025 HousingWire Rising Stars Honoree. The award highlights real estate and mortgage professionals under the age of 40 making impressive career moves while empowering growth and change among their peers.
Optimal Blue Establishes Alliance with Cotality to Expand the Reach of Its Mortgage Origination and Pricing Data | National News
PLANO, Texas /California Newswire - National News/ -- Optimal Blue today announced a strategic alliance with Cotality™ (formerly CoreLogic®) that expands access to its mortgage origination and pricing data. Through this collaboration, Cotality will offer Optimal Blue's data to a broader audience, including hedge funds, capital markets participants, and investment firms seeking insights into the mortgage markets.
Vice Capital Markets Integrates with Fannie Mae’s New Loan Pricing API to Streamline Mortgage Loan Pricing and Commitment | National News
NOVI, Mich. /California Newswire - National News/ -- Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today it is the first to integrate Fannie Mae's new Loan Pricing application programming interface (API) into its trading portal. The API consolidates multiple APIs into one, simplifying the loan pricing process and enhancing pricing and commitments.
Floify taps Sol Klein as head of client experience and business operations | National News
BOULDER, Colo. /California Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced the appointment of Sol Klein as head of client experience and business operations. Klein, a seasoned mortgage technology executive with extensive experience in customer success and implementation, will lead initiatives to help clients maximize the value of their investment in Floify's platform.
Dovenmuehle recognized by Fannie Mae’s STAR Program for excellence in mortgage servicing | National News
LAKE ZURICH, Ill. /California Newswire - National News/ -- Dovenmuehle Mortgage, Inc. (DMI), a leading mortgage subservicing company, announced today that Fannie Mae has once again recognized the company with their Servicer Total Achievement and Rewards™ (STAR™) Servicer Award for outstanding servicing performance during the 2024 program year. This honor marks the fourth time Fannie Mae has recognized DMI for servicing excellence.
Floify introduces Dynamic Apps so lenders can tailor applications by loan type while supporting regulatory compliance | National News
BOULDER, Colo. /California Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced Dynamic Apps, a no-code feature that lets lenders tailor loan applications based on loan type. By eliminating irrelevant questions, Dynamic Apps shapes the home financing journey to borrowers' unique goals while helping lenders accelerate approvals, improve application completion rates and maintain regulatory compliance.
Down Payment Resource receives ICE Mortgage Technology’s 2025 Innovation Award for Technology Partner of the Year | National News
ATLANTA, Ga. /California Newswire - National News/ -- Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, today announced that it has been named the 2025 ICE Innovation Technology Partner of the Year by Intercontinental Exchange, Inc. (ICE), a leading global provider of data, technology and market infrastructure.
Informative Research’s AccountChek expands payroll provider network for mortgage lenders assessing income through Freddie Mac’s AIM | National News
GARDEN GROVE, Calif. /California Newswire - National News/ -- Informative Research, a premier technology provider delivering data-driven credit and verification solutions to the lending community, announced an enhancement to its integration with Freddie Mac's Loan Product Advisor® (LPASM) asset and income modeler (AIM). This enhancement enables LPA to assess income and employment for eligibility of representation and warranty relief for lenders using AccountChek® for automated verification of income and employment (VOIE) across a broad range of supported payroll providers.
iEmergent CEO Laird Nossuli to speak at 2025 CU:REALM Live! in San Diego | National News
DES MOINES, Iowa /California Newswire - National News/ -- iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, today announced that its CEO, Laird Nossuli, will present at the 2025 CU: REALM Live! April 14-15 in San Diego, California. Nossuli will lead the day one session on "Utilizing Market-level Mortgage Data to Increase Referrals and Grow Originations," offering credit union leaders actionable strategies for leveraging localized mortgage data to expand their member base and grow lending volume.
Mortgage Lock Volume Stays Flat in MCT February 2025 Indices Report
SAN DIEGO, Calif. /California Newswire / -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today a 0.12% decrease in mortgage lock volume compared to the previous month. Industry professionals and market enthusiasts are encouraged to download the complete report for a deeper understanding of the latest market trends and dynamics.
Click n’ Close’s SmartBuy™ Shared Appreciation Mortgage Program expands to Freddie Mac 30-year conventional loans | National News
ADDISON, Texas /California Newswire - National News/ -- Click n' Close (CNC), a multi-state mortgage lender, today announced its SmartBuy™ Shared Appreciation Mortgage (SAM) program now features a 30-year, fixed-rate conventional option approved by Freddie Mac.
Optimal Blue Introduces Seven Major Innovations at Its Inaugural User Summit in San Diego | National News
SAN DIEGO, Calif. /California Newswire - National News/ -- Optimal Blue today unveiled a series of new products and features, alongside its major Ask Obi AI assistant announcement, at its Summit user conference in San Diego. These innovation announcements underscore the company's commitment to delivering high-impact solutions, at no additional cost, that tackle real-world challenges and help lenders maximize profitability.
Optimal Blue Releases Ask Obi, its New AI Assistant, Providing Mortgage Lending Execs with Realtime Business Insights
SAN DIEGO, Calif. /California Newswire / -- Optimal Blue today announced Ask Obi, an AI assistant designed to provide mortgage lending executives with instant, actionable insights from their Optimal Blue products and data. Unveiled during Optimal Blue's inaugural Summit user conference in San Diego, Ask Obi gives lenders the power to view their operations holistically with data aggregation across Optimal Blue's comprehensive capital markets platform.
Down Payment Resource named to HousingWire’s 2025 Mortgage Tech100 for supporting lender adoption of down payment assistance | National News
ATLANTA, Ga. /California Newswire - National News/ -- Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, has been named to HousingWire's 2025 Mortgage Tech100 list, which recognizes "the companies and solutions that are revolutionizing the mortgage process - from origination to closing, and servicing to secondary markets."


















